Free forever on Standard. Upgrade to Plus or Pro when you're ready — weekly, monthly, or annual billing. Trials included on monthly and annual plans.
Core budgeting, free forever.
Free forever · no card needed
Serious budgeting with AI-powered tools.
Full financial OS for power users.
How trials work
Monthly plans → 7-day free trial. Annual plans → 14-day free trial. Weekly plans → no trial, billed immediately. No charge during the trial — cancel before it ends and you pay nothing.
Immediate, high-utility tools that make it painful to leave — plus annual perks that compound over time.
Beta-Tester Algorithm Access
Immediate access to unreleased experimental features — including the upcoming AI tax-withholding liability estimation module before public release.
Priority CSV Parsing Queue
If any bank changes its CSV export structure, your Pro templates are custom-patched within 24 hours. Lower tiers wait for the standard release cycle.
The Volatility Shield Blueprint
A tactical 1099 financial planning playbook + cash-buffer spreadsheet template by Life Authority Enterprises, LLC — delivered immediately upon checkout.
Founder's Circle — Lifetime Rate Lock
ForeverLock in $149.90/yr permanently. When we raise the public price to $199+/yr as ML models expand, your rate never changes. A unique Founder's Circle badge appears next to your profile avatar.
1-on-1 Cash Flow Architecture Audit
AnnualSubmit your anonymized 6-month Monte Carlo forecast. Receive a personalized macro risk report highlighting your highest-risk bill-shock collision weeks for the next two quarters and a structured liquidity buffer strategy.
Annual Pro = $12.49/mo effective rate · 17% savings vs monthly
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